Welcome to EBF, your trusted financial partner to the manufacturing, construction, staffing and services industries across Canada. For over 20 years, we’ve empowered small and medium businesses (SMEs) with optimized funding solutions for your business. Our industry-specific financial expertise ensures you access working capital and financial solutions tailored to your company’s unique goals and trajectory. Whether you’re scaling operations, managing cash flow, or seizing new opportunities, EBF delivers the capital you need – when you need it.

FINANCING OPTIONS TO KEEP YOUR BUSINESS OPERATIONAL:

We specialize in alternative financing solutions for businesses in need of capital injections that keep your business moving forward. Unlike traditional loans, our solutions are flexible and expedient – perfect for businesses needing working capital to cover taxes, payroll, inventory or any other business related expenses.

INVOICE FACTORING

Unlock cash flow trapped in unpaid invoices with our flexible factoring solutions. Accelerate your working capital without taking on additional debt. No more waiting 30,60, or 90 days to get paid. Learn about invoice factoring today.

Explore Factoring

ASSET-BASED LENDING

Leverage your company’s assets, like real estate, to secure a credit facility. Ideal for businesses seeking growth capital or operational funding.

Explore ABL

EQUIPMENT LEASE BUYBACK

Access capital by leveraging your existing equipment as collateral, providing you with the necessary funds for growth and innovation.

Explore EBL

DIP FINANCING

Specialized financing solutions for companies in the restructuring process. Maintain operations while navigating financial transitions.

Explore DIP Financing

M&A FINANCING

Strategic capital solutions for mergers and acquisitions. Facilitate growth through carefully structured financing packages.

Explore M&A

CONSULTING

Expert financial advisory services tailored to your business needs. Optimize capital structure and decision making.

EXPLORE CONSULTING

ALTERNATIVE FINANCE FOR MODERN, CANADIAN BUSINESS'

Our team takes pride in being a trusted financial partner across Canada. We dive deep into your operations, identify pain points, growth opportunities, and deliver strategies that guarantee success. With EBF, you’re not just getting funds; you’re gaining a partner committed to your long-term growth and sustainability.

CAPITAL WHEN YOUR BUSINESS NEEDS IT

With over twenty years of experience in the national alternative finance industry, EBF is the trusted financial partner for small and medium businesses that need expedient working capital injections from a source that they can rely on.

The extensive knowledge of our adaptable team allows us to identify your needs, tailor a custom-made solution, and ensure seamless implementation that will guarantee success of your business!

ACCESS TO YOUR FUNDS IMMEDIATELY

Invoice Factoring, also known as Accounts Receivable Factoring, allows you to streamline your business by providing access to pending payments from your accounts receivable before your customer settles them. We’ve empowered thousands of companies in diverse industries with optimized funding for business growth. Securing custom business financing solutions is fast and straightforward, with funding available in as little as 24 hours.

Embrace rapid growth, secure discounted supplier costs, and act when action is needed with Invoice Factoring from EBF.

IMPROVE YOUR RECEIVABLES COLLECTION PROCESS WITH A FINANCIAL PARTNER THAT YOU CAN TRUST!

Invoice Factoring, also known as Accounts Receivable Factoring, allows you to streamline your business by providing access to outstanding invoices before your customer pays them. We’ve empowered thousands of companies in diverse industries with optimized funding for their businesses. Securing custom business financing solutions is fast and straightforward, with funding available when you need it most.

Embrace rapid growth, secure discounted supplier costs, or stabilize financial distress and act when action is needed with Invoice Factoring from EBF.

INDUSTRIES WE WORK WITH

EBF MAKES IT POSSIBLE TO GET YOUR BUSINESS BACK ON TRACK BY UNLOCKING CASHFLOW.

Whether you have extensive experience with alternative financing solutions or none at all, EBF makes transparency and education a core focus of our business. Our education hub is filled with useful information which you can use to learn more about EBF and the Alternative Financing Industry.

CASE STUDIES

Services Carousel

Agricultural Transport

CLIENT: Agricultural Transport Business

CHALLENGE: Line of credit cut and placed in special loans, the company faced cash flow issues and CRA debt.

SOLUTION: EBF provided a $750K factoring facility, a $150K revolving loan, and a $1.4MM asset-based loan, secured against equipment and real estate.

RESULT: The business regained financial footing, restored supplier trust, and secured its place as a key agri-logistics provider.

Oil & Gas Contractor

CLIENT: Oil & Gas Construction Services

CHALLENGE: The company was caught in a perfect storm, delayed payments from clients, CRA pressure, and being placed in special loans. Their borrowing capacity was exhausted.

SOLUTION: EBF crafted a $7MM combined facility, leveraging both receivables (factoring) and fixed assets (ABL) to generate liquidity.

RESULT: The business stabilized cash flow, cleared arrears, and regained the capacity to take on larger-scale energy contracts across Alberta.

Book Publisher

CLIENT: Book Publisher & Wholesaler

CHALLENGE: The Publisher landed major international orders but lacked the upfront capital to fulfill printing and distribution needs. Bank timelines were too slow.

SOLUTION: EBF delivered a $4.8MM factoring facility, converting receivables into immediate working capital.

RESULT: The Publisher fulfilled the orders ahead of schedule, opened new global wholesale relationships, and scaled up for future growth, all without equity dilution.

Environmental Services Company

CLIENT: Environmental Services Firm

CHALLENGE: Payment delays impacted growth and day-to-day liquidity.

SOLUTION: EBF structured an $800K factoring facility to unlock funds tied in receivables.

RESULT: The company expanded recovery services and improved turnaround time on new contracts.

Electrical Wholesaler

CLIENT: Electrical Products Wholesaler

CHALLENGE: Long receivable cycles limited their ability to restock inventory and meet rising demand.

SOLUTION: EBF provided a $700K factoring facility for consistent working capital.

RESULT: Inventory flow stabilized, and the business expanded into new client segments.

Exterior Panel Manufacturer

CLIENT: Panel Manufacturer

CHALLENGE: Surging demand from contractors strained cash flow, risking production delays.

SOLUTION: EBF issued a $1.2MM invoice factoring facility to unlock tied-up capital.

RESULT: The company fulfilled orders and expanded its commercial partnerships.

Warehousing & 3PL Provider

CLIENT: 3PL & Warehousing Company

CHALLENGE: Payment delays from customers impacted day-to-day operations and capacity planning.

SOLUTION: EBF structured a $1MM dual facility using factoring and asset-based lending.

RESULT: Stabilized operations and funded expansion into additional warehouse space.

Telecom Provider

CLIENT: Telecom Infrastructure Company

CHALLENGE: Needed upfront capital for equipment and rural network deployments amid tight cash flow.

SOLUTION: EBF provided a $750K facility, secured by receivables and assets.

RESULT: The business expanded service coverage and improved deployment timelines.

Demolition Services Company

CLIENT: Demolition Contractor

CHALLENGE: Project-based invoicing created cash flow gaps, straining payroll and equipment availability.

SOLUTION: EBF provided a $2MM factoring facility to smooth cash cycles.

RESULT: The company met deadlines, paid vendors on time, and secured new contracts.

HVAC Contractor

CLIENT: HVAC Contractor

CHALLENGE: This firm needed reliable cash flow to support growing demand in ventilation and dust control system installations.

SOLUTION: EBF structured a $1MM invoice factoring facility to convert receivables into immediate capital.

RESULT: The business scaled production and secured new commercial contracts without delay.

Interior Finishing Contractor

CLIENT: Interior Finishing Contractor

CHALLENGE: Large commercial drywall projects created pressure on working capital and exceeded traditional lending limits.

SOLUTION: EBF delivered a $6.5MM blended facility using invoice factoring and asset-based lending.

RESULT: The contractor maintained project momentum and expanded operations across Alberta.

GET YOUR BUSINESS BACK ON TRACK

Optimized Funding For Sustainable Business