Discover how EBF’s tailored financing solutions have empowered Canadian SMEs to overcome cash flow challenges, accelerate growth, and achieve their business goals. From $300K facilities to $15M solutions, these real stories showcase the transformative impact of the right financial partnership.
CLIENT: Agricultural Transport Business
CHALLENGE: Line of credit cut and placed in special loans, the company faced cash flow issues and CRA debt.
SOLUTION: EBF provided a $750K factoring facility, a $150K revolving loan, and a $1.4MM asset-based loan, secured against equipment and real estate.
RESULT: The business regained financial footing, restored supplier trust, and secured its place as a key agri-logistics provider.
CLIENT: Oil & Gas Construction Services
CHALLENGE: The company was caught in a perfect storm, delayed payments from clients, CRA pressure, and being placed in special loans. Their borrowing capacity was exhausted.
SOLUTION: EBF crafted a $7MM combined facility, leveraging both receivables (factoring) and fixed assets (ABL) to generate liquidity.
RESULT: The business stabilized cash flow, cleared arrears, and regained the capacity to take on larger-scale energy contracts across Alberta.
CLIENT: Book Publisher & Wholesaler
CHALLENGE: The Publisher landed major international orders but lacked the upfront capital to fulfill printing and distribution needs. Bank timelines were too slow.
SOLUTION: EBF delivered a $4.8MM factoring facility, converting receivables into immediate working capital.
RESULT: The Publisher fulfilled orders ahead of schedule, opened new global wholesale relationships, and scaled up for future growth, all without equity dilution.
CLIENT: Environmental Services Firm
CHALLENGE: Payment delays impacted growth and day-to-day liquidity.
SOLUTION: EBF structured an $800K factoring facility to unlock funds tied in receivables.
RESULT: The company expanded recovery services and improved turnaround time on new contracts.
CLIENT: Electrical Products Wholesaler
CHALLENGE: Long receivable cycles limited their ability to restock inventory and meet rising demand.
SOLUTION: EBF provided a $700K factoring facility for consistent working capital.
RESULT: Inventory flow stabilized, and the business expanded into new client segments.
CLIENT: Panel Manufacturer
CHALLENGE: Surging demand from contractors strained cash flow, risking production delays.
SOLUTION: EBF issued a $1.2MM invoice factoring facility to unlock tied-up capital.
RESULT: The company fulfilled orders and expanded its commercial partnerships.
CLIENT: 3PL & Warehousing Company
CHALLENGE: Payment delays from customers impacted day-to-day operations and capacity planning.
SOLUTION: EBF structured a $1MM dual facility using factoring and asset-based lending.
RESULT: Stabilized operations and funded expansion into additional warehouse space.
CLIENT: Telecom Infrastructure Company
CHALLENGE: Needed upfront capital for equipment and rural network deployments amid tight cash flow.
SOLUTION: EBF provided a $750K facility, secured by receivables and assets.
RESULT: The business expanded service coverage and improved deployment timelines.
CLIENT: Demolition Contractor
CHALLENGE: Project-based invoicing created cash flow gaps, straining payroll and equipment availability.
SOLUTION: EBF provided a $2MM factoring facility to smooth cash cycles.
RESULT: The company met deadlines, paid vendors on time, and secured new contracts.
CLIENT: HVAC Contractor
CHALLENGE: This firm needed reliable cash flow to support growing demand in ventilation and dust control system installations.
SOLUTION: EBF structured a $1MM invoice factoring facility to convert receivables into immediate capital.
RESULT: The business scaled production and secured new commercial contracts without delay.
CLIENT: Interior Finishing Contractor
CHALLENGE: Large commercial drywall projects created pressure on working capital and exceeded traditional lending limits.
SOLUTION: EBF delivered a $6.5MM blended facility using invoice factoring and asset-based lending.
RESULT: The contractor maintained project momentum and expanded operations across Alberta.
Our team takes pride in being a trusted financial partner across Canada. We dive deep into your operations, identify pain points, growth opportunities, and deliver strategies that guarantee success. With EBF, you’re not just getting funds; you’re gaining a partner committed to your long-term growth and sustainability.
With over twenty years of experience in the national alternative finance industry, EBF is the trusted financial partner for small and medium businesses that need expedient working capital injections from a source that they can rely on.
The extensive knowledge of our adaptable team allows us to identify your needs, tailor a custom-made solution, and ensure seamless implementation that will guarantee success of your business!
Invoice Factoring, also known as Accounts Receivable Factoring, allows you to streamline your business by providing access to pending payments from your accounts receivable before your customer settles them. We’ve empowered thousands of companies in diverse industries with optimized funding for business growth. Securing custom business financing solutions is fast and straightforward, with funding available in as little as 24 hours.
Embrace rapid growth, secure discounted supplier costs, and act when action is needed with Invoice Factoring from EBF.
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