DEBTOR IN POSSESSION FINANCING

Our experienced team at Express Business Funding can move swiftly, often providing approvals and funding solutions within days, depending on the complexity of the case.

Absolutely. By providing critical working capital, DIP Financing helps companies maintain operations, preserving value and often enabling a successful turnaround or sale.

The financing amount is based on the value of secured assets, operational needs, and the specific restructuring plan under , CCAA, or BIA proceedings.

Yes. Express Business Funding specializes in helping SMEs across Canada access DIP Financing to support restructuring and recovery efforts.

Repayment terms are designed flexibly, aligned with the restructuring plan and anticipated cash flow during and after the bankruptcy proceedings.

If restructuring efforts are unsuccessful, the DIP lender typically holds a priority claim on secured assets, but Express Business Funding works proactively to maximize success rates.

Yes, under CCAA or BIA proceedings in Canada, DIP Financing arrangements typically require court approval to ensure transparency and protect all stakeholders.

Yes, DIP Financing is specifically designed for companies actively undergoing bankruptcy or court-supervised restructuring processes.

Canadian businesses that have filed for bankruptcy protection or are restructuring under the Companies' Creditors Arrangement Act (CCAA) or Bankruptcy and Insolvency Act (BIA) may qualify for DIP Financing.

DIP Financing is designed specifically for businesses undergoing formal restructuring or insolvency proceedings. If your business has an existing Merchant Cash Advance, it could complicate, but not necessarily block, your ability to secure DIP financing. We can work with your legal and restructuring advisors to evaluate how existing MCA obligations affect your DIP eligibility and help structure compliant, court-approved financing.

DIP financing is a court-approved facility designed to stabilize cash flow during restructuring. It’s structured, strategic, and secure—unlike MCAs, which can complicate insolvency proceedings due to their lack of legal standing in bankruptcy court.

Yes. DIP financing can coexist with other senior credit lines and enhances credibility with suppliers and stakeholders. MCAs often restrict future credit access due to lien conflicts.