Cash flow challenges can stop even the strongest publishing businesses from seizing global opportunities. Recently, a Canadian book publisher and wholesaler landed major international orders but faced a critical funding gap. With printing and distribution costs going up quickly, the company needed cash right away. International buyers pay in 60 to 90 days, so they needed working capital to keep going. Traditional business financing options weren’t fast or flexible enough. That’s when they turned to Express Business Funding (EBF) and their invoice factoring solution for publishing businesses. EBF’s quick funding changed outstanding receivables into cash. This gave the publisher the money needed to meet contracts, grow operations, and enter new markets. This case study shows how invoice factoring can fuel growth. With our cash flow solutions, they can achieve financial stability and long-term success without entering debt.
The Challenge: Cash Flow Gaps from International Orders
The publisher’s breakthrough came with high-volume orders from overseas retailers. But fulfilling those orders meant fronting significant production and shipping expenses. At the same time, long payment cycles left critical funds tied up for months.
The Core Issues:
- ❌ Cash flow shortages from 60–90 day payment terms
- ❌ Slow loan approvals delayed access to capital
- ❌ Missed opportunity without fast business financing
Without a quicker alternative, the company risked losing contracts that could elevate its global presence.
EBF’s Invoice Factoring Solution for Publishers
Express Business Funding stepped in with a customized $4.8 million invoice factoring facility. By using the company’s accounts receivable as collateral, EBF turned unpaid invoices into quick cash. They accomplished this without adding debt or giving up ownership.
How EBF Fueled Growth:
- 💡 $4.8M in invoice factoring for immediate liquidity
- ⚡ Rapid approvals compared to traditional business loans
- 🛠️ Flexible financing terms tailored for the publishing industry
- 🌍 Support for international order fulfilment
This smart use of factoring helped the publishing industry manage cash flow. It allowed the business to meet customer needs and keep operations running smoothly.
Results: Sustainable Cash Flow and Global Expansion
With quick, debt-free funding ready, the publisher could fill orders early. This improved its reputation and helped gain repeat business. The company had more substantial cash flow. This let them invest in larger print runs, explore new markets, and improve efficiency.
Business Outcomes:
- ✅ Delivered international orders early, earning buyer trust
- ✅ Gained new global wholesale partnerships
- ✅ Scaled operations without debt or equity dilution
- ✅ Improved financial independence with debt-free financing
- ✅ Enabled long-term growth through sustainable cash flow
“EBF’s factoring solution was just what we needed. Their fast funding let us seize a massive opportunity, turning receivables into growth without delays or debt.”
Why Invoice Factoring Works for Publishers and Wholesalers
Unlike traditional financing, invoice factoring unlocks the value of receivables instantly, offering cash flow solutions for book publishers struggling with delayed payments. In industries like publishing and wholesale, long customer payment terms are standard. Factoring is a useful tool to stay competitive.
Benefits of Invoice Factoring for Small Businesses:
- 💰 Access to fast working capital without waiting on clients
- 🔄 Improved cash flow cycles for publishing businesses
- 📈 Greater ability to fund growth and meet demand
- 🧾 No need for new debt or restrictive loan terms
If your business is growing internationally or bouncing back from a slowdown, factoring can help. It keeps your momentum going without hurting your financial health.
Ready to Improve Cash Flow and Fuel Growth?
If your business is dealing with slow payments and has trouble getting quick cash, invoice factoring might help you stand out.
Let EBF help you get quick funding. Boost your working capital and achieve steady cash flow for growth in publishing. You can do this without taking on debt.
👉 Visit our services page to learn more about invoice factoring and how this solution can drive business recovery.
